Why Dhanteras 2024 is the Ideal Time to Secure a Home Loan with Bajaj Housing Finance
Published on 17 Oct 2025, 07:27 PM
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Pune, Maharashtra β As Dhanteras ushers in the festive spirit of Diwali, it symbolizes new beginnings and prosperity across India. This auspicious occasion is considered perfect for making significant financial decisions, including applying for a home loan. Leading lenders like Bajaj Housing Finance are leveraging this festive momentum by offering exclusive benefits such as reduced processing fees and competitive interest rates, making it an opportune moment to invest Diwali bonuses in your dream home.
Bajaj Housing Finance, a subsidiary of Bajaj Finance Limited, stands out as a trusted home loan provider renowned for its customer-centric approach and digitally streamlined application process. Prospective homeowners can now apply with ease and receive approval within 48 hours* upon submission of complete documentation. Utilizing their intuitive home loan calculator helps borrowers customize their loan tenure and EMI, ensuring financial comfort without overstretching budgets.
Key Advantages of Bajaj Housing Finance Home Loans:
- Attractive interest rates starting at just 7.45%* per annum, with EMIs as low as Rs. 684 per lakh.*
- Seamless digital application complemented by doorstep document pickup service.
- Flexible repayment tenures extending up to 32 years* tailored to suit diverse financial needs.
- Comprehensive digital tools including eligibility and stamp duty calculators for informed decision-making.
- Transparent processes with dedicated customer support across multiple channels.
- Facilities such as home loan balance transfers and top-up loans up to Rs. 1 crore* or higher.
- Access to over 7,800 approved housing projects nationwide.
Distinctive Features Elevating Bajaj Housing Finance:
Borrowers can avail loans exceeding Rs. 5 crore* based on eligibility, facilitating purchase of premium properties. The dual interest rate option allows fixed rates for the initial three years followed by floating rates, combining predictability with potential cost savings. Linking interest rates to external benchmarks such as the repo rate offers borrowers the advantage of rate reductions. Furthermore, swift loan disbursal within 48 hours* ensures timely possession of homes.
Bajaj Housing Finance also provides a top-up loan facility and balance transfer options, enabling borrowers to consolidate existing loans and secure additional funds for home improvement or other needs. Their customer portal offers real-time loan tracking and document access, fostering transparency and convenience throughout the loan tenure.
With a legacy spanning over 35 years, Bajaj Finance Limited is a premier non-banking financial company (NBFC) registered with the Reserve Bank of India. Recognized for its robust financial health and high credit ratings, Bajaj Finance serves over 69 million customers across urban and rural India, offering a diverse portfolio of financial products.
This Dhanteras, take advantage of Bajaj Housing Financeβs festive offers to embark on your journey of homeownership. Leverage competitive rates, flexible options, and digital tools to make an informed and confident decision.
For more information, visit www.bajajfinserv.in.
*Terms and conditions apply.
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